Independent broker review
InvestEngine
Stocks & Shares ISA (execution-only / DIY ETF portfolio)
The trade-offs
Strengths and drawbacks
What stands out
Strengths
- DIY ISA tier lets customers self-select ETFs rather than using the managed portfolio service
- No InvestEngine platform fee or ETF dealing fee for DIY portfolios
- ISA is described as flexible by InvestEngine
Worth knowing
Drawbacks
- DIY investment universe is ETF-only
- Individual company shares, investment trusts and OEIC/unit-trust funds are not offered in the DIY ISA
- InvestEngine states that it retains interest on uninvested cash
InvestEngine offers a Stocks & Shares ISA with a DIY tier that allows customers to build their own ETF portfolio separately from InvestEngine Managed Portfolios. The DIY tier charges no InvestEngine platform fee and no ETF dealing fee, while ETF product charges still apply. The DIY investment universe is ETF-only rather than individual shares or traditional OEIC/unit-trust funds. InvestEngine states that it is FCA regulated and FSCS protected.
What it costs
Costs
The headline charges that affect the cost of holding and trading investments.
| Platform fee | £0 platform fee for DIY portfolios; Managed Portfolios are separate and charged at 0.25% p.a. |
|---|---|
| Share dealing | Not offered for individual company shares; ETF dealing £0 |
| Fund dealing | Not offered for OEIC/unit-trust funds; ETF dealing £0 |
| FX fee | Pending |
| Exit fee | No withdrawal or transfer fee stated on costs page |
| Inactivity fee | Pending |
| Regular investment fee | £0 |
How it works
Platform features
The tools, access options and order types available to investors.
- Mobile app
- Yes
- Web platform
- Yes
- Advanced charting
- No
- Order types
- scheduled ETF dealing
- Research provided
- No
- Customer service
- help_centre, email
What you can invest in
Investment range
Sources
- Stocks & Shares ISA availability, flexible ISA information and ISA allowance details — accessed 2026-05-01
- DIY portfolio fees, managed portfolio fee, ETF costs and cash-interest treatment — accessed 2026-05-01
- ISA fee comparison and FCA/FSCS statements — accessed 2026-05-01
- FCA registration details and company address — accessed 2026-05-01